Category Archives: Law Basics

How To Choose The Perfect Title Company

Buying a new home is a big investment that you need to be careful with and one thing that you need to protect yourself is to get a title insurance. You need to be familiar with title company responsibilities and of course, know how to choose the right title company that would cater to to your needs as a home buyer.

Choosing the perfect title company is pretty important to have a smooth home purchase. They provide necessary services that could protect your rights as a homeowner which can really give you a peace of mind.

However, not all companies provide the same of quality of service – some might perform well while others simply don’t. Here are some factors that you need to think about in choosing the right company:

insuranceCredibility

You need to make sure that the company that you’re dealing with is reputable when it comes to doing their obligation. You need to do research on the company and what previous customers can say about their service. This is important because you can have some insight on their performance based on feedback. Also check their professionalism and their experience in the relevant industry. With much experience, you would say they really know what to do.

Type of Company

This will determine how a certain company would operate during the whole process. Some would operate independently, a joint venture or an affiliate business. You need to make sure what type of company they run for it could directly affect the transactions involved.

Timely Response

A quick response to your queries is a sign of good customer service. As a client, it’s important for you to obtain the needed information that you need without much delay. Aside from the quick response, it’s also vital that the company can clearly communicate what you don’t understand.

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This may be determined on what type of move you’re making – either a local move or a long distance one. For a local move, it’s best to consult a local title company for they are equipped with more knowledge about the local communities in the area. Since they are local, it’s easier for you to contact them or head down to their office. On the other hand, if you’ll be embarking on a long distance move, you may need to consult with a company that has a nationwide scope.

Charges

Charges can differ from one company to another so, it’s important to get the best deal along with an excellent service. However, some companies that offer lower fees might not be reliable when it comes to contracting services.

In Conclusion

It’s important to choose the right title company which can make your purchasing experience a whole less stressful. You need to keep i n mind the underlying factors that could help you decide wisely without any regrets. Buying a new home is one of the largest investments that will have a huge impact on your life so, it’s vital to make sure that get a service that is worth every penny.


Important Reasons Why You Need Title Insurance in Jacksonville

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So, you decided to move to Jacksonville and start a new chapter. To start a new leaf, you decide to buy a home where you could create wonderful memories with your dear family. You finally bought the house of your dreams but to continue with your dream, you need to make sure that you could prevent terrible and messy legal situations. There are a lot of possible claims that could spell a lot of trouble and even give you devastating financial damages. Getting a title insurance will keep your hard work and investment well-protected.

Here are the possible tricky situations that you could avoid if you opt for attorneys title services in Jacksonville, FL:

Undisclosed heirs. What’s one thing that you less expect to happen after buying a property? Here comes a missing heir of the previous owner claiming his or her property. Without a title insurance, you won’t have a deciding in this legal situation especially if the claimant has a will to back his or her claims. There might be a possibility that the previous owner’s will was overlooked.

Incorrect information on the records. Getting a title insurance will help you update information on the records such as name of the owner and overall dimensions of the property. This could also help clear out similar or identical names on the records.

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Protect the house of your dreams.

Deeds acquired through fake documents. A title services company can help you do some research and scrutinize if the deed of your new home is authentic or not. There are a lot of fraud going on especially in our modern world where forging documents are relatively easy.

Undiscovered liens. The previous owner of your property might not be a good bill payer which give you headaches. Financing companies such as banks can put liens on your property due to unpaid debts. It’s devastating to be paying other people’s debts when you have limited money.

Illegal documents. There are possibilities that the deed that you acquired may have been done in an illegal process. It could have been signed by a minor, a person with insufficient mental capacity or an illegal immigrant. It could also have been done by an expired powers of an attorney. These situations can make your ownership null and void.

Slow negotiations. You could meet a lot of delays when try to resell the property if you don’t have title insurance. On the other hand, having a title insurance can give you more speedy transactions.

 

If you’re still confused about title insurance, check this informative video:

The Florida Family Law: Collaborative Divorce

For those who are currently undergoing a divorce, paternity or any other related family law trials in Jacksonville, Florida, you need to know about the Florida Family Law because this will enlighten you during the proceeding. Having a basic knowledge about it will make you more confident on how the case will be held. In this article, the purpose of the Florida Family Law and the collaborative divorce will be discussed.

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The Florida Family Law purposes are:

(1) To preserve the integrity of marriage and to safeguard meaningful family relationships;

(2) To promote the amicable settlement of disputes that arise between parties to a marriage; and

(c) To mitigate the potential harm to the spouses and their children caused by the process of legal dissolution of marriage.

Some say that Florida failed to meet these goals due to an increasing number of unresolved cases of divorce. There are a lot of good judges but this system is not being practiced. On the other hand, there is an alternative to this. Collaborative divorce is a private divorce process where both parties agree that their attorneys will solely assist them in negotiating an agreement. Collaborative divorce is the latest method of alternative dispute resolution in family law. Both parties need not go into the courtroom to settle the issue.

To ensure transparency, both parties need a professional help for the smooth flow of the process. Both parties can also concentrate on their daily task and their future without thinking the divorce issue since this has been handled by any Family Law Attorneys in Jacksonville, Florida. With this process, both parties will agree on legal procedures that lower down the expenses and simplify the process of divorce. They need to negotiate a settlement that works for them both.

When it comes to a professional help, you should look mainly for collaborative divorce attorneys. With collaborative divorce attorneys, it is easier to come to an agreement knowing that your best interest is in mind. They are saving you money by not giving you a headache because you don’t have to go to the court. They are your counselors for a painless divorce.

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They  act as a resource, an educator, an advocate for their clients. They identify and investigate all the issues that surround the situation.They should also anticipate conflict, manage the divorce process and make sure that their clients are aware of their legal rights and obligations.

They know all the laws and rules on divorce, make suggestions that you don’t have thought of and give you information on how you communicate better with your spouse. They help you understand what is to be done so that everything will run smoothly. With their presence, there is no confusion between the parties.

If you want to know more about the collaborative divorce and family law process, you can schedule a consultation with Norman Law at (904) 306 9926 or feel free to fill out the contact form on their website. They are one of the most sought Family Law Attorneys in Jacksonville, Florida.

Types of Lawyers You Need to Know

Finding a lawyer for your specific legal needs is not easy if you are not aware of different types of lawyers. You need to know that lawyers have their own expertise in a specific area of law.  You need to find a lawyer who has the capacity in dealing with your legal issue properly. This article will discuss the types of lawyers. 

DUI Lawyer – A DUI lawyer handles a person charged with DUI and can negotiate with the court to give a lesser punishment and offer recommendations for alternative penalties.

Family Lawyer – A family lawyer provides advice on legal matters concerning family issues such as divorces, marriage annulment, legal separation, child custody battles, and child support requests. He is also called divorce attorney or a family practice lawyer.

General Practice Lawyer – A general practice lawyer provide legal advice or a legal advocate on small disputes. A general practice lawyer functions as a notary public as well.

Autism Lawyer – An autism lawyer handles all legal issues of a client with autism.

Employment Lawyer – Either you are a company that is having a problem with your employee, or an individual who is having problems with the company you are working for, an employment lawyer can provide advice about legal issues that may arise from a contract or within an employment relationship.

Bankruptcy Lawyer – A bankruptcy lawyer will help a person to prove to the court and to the lender that he is no longer capable of paying his debts because of insufficient funds. Lenders usually argue that the bankruptcy claim of their client is not true.

Corporate Lawyer – A corporate lawyer works for a corporation and responsible for seeing transactions entered into has meet legal bounds. A corporate lawyer can practice privately and can handle multiple accounts.

Deportation Lawyer – A deportation lawyer specializes in deportation and immigration policies. A man who is accused of illegally staying in a country needs an assistance of a deportation lawyer to fight for his right.

Commercial Bankruptcy Lawyer – A commercial bankruptcy lawyer specializes in bankruptcy cases of any public or private companies and organizations. A commercial bankruptcy lawyer handles more complicated cases than a bankruptcy lawyer because a commercial bankruptcy lawyer needs to solve legal disputes between the company and its creditors or between the company and its employees.

Spousal Support Lawyer – A spousal support lawyer handles legal issues of a spouse in his or her claim for a spousal support during a divorce.

Criminal Lawyer – A criminal lawyer represents anyone who is accused of a crime . The main responsibility of a criminal lawyer is to prove his client’s innocence. On the other hand, he may negotiate a plea settlement if the evidence against his client is strong.

Inheritance Lawyer – An inheritance lawyer handles a person’s legal dispute on his share of inheritance.

Construction Lawyer – A construction lawyer handles consultation and preparation of necessary documents required for the permitting process related to constructing a building.

Birth Injury Lawyer – A birth injury lawyer protects a person’s rights when a medical malpractice occurred during the birth of your baby, and resulted in an injury.

Traffic Lawyer – A traffic lawyer, specializes in traffic law, handles legal disputes about  a speeding ticket or violation for running a red light.

Health Insurance Lawyer – A health insurance lawyer assists his client to go after health insurance companies if he has been denied of his health insurance coverage even if the claim is valid.

Accident Lawyer – An accident lawyer handles legal disputes of either the victim or the culprit of the accident. He settles legal responsibilities and compensation between the two parties.

Wrongful Death Lawyer – A wrongful death lawyer assists heirs of the deceased in claiming compensation and recuperation of losses incurred because of a wrongful death.

Contract Lawyer – A contract lawyer handles business contract signing works. He prepares and reviews the contracts between the two parties.

Discrimination Lawyer – A discrimination lawyer handles cases that involve discrimination and helps fight for his client’s compensation for the financial and emotional damages caused by discrimination.